How to Improve the Odds of an Offer

1. Price it right. Set a price at the lower end of your property’s realistic price range. 2. Prepare for visitors. Get your house market ready at least two weeks before you begin showing it. 3. Be flexible about showings. It’s often disruptive to have a house ready to show at the spur of the moment. But the more amenable …

Loan Types to Consider

Brush up on these mortgage basics to help you determine the loan that will best suit your needs. Mortgage terms. Mortgages are generally available at 15-, 20-, or 30-year terms. In general, the longer the term, the lower the monthly payment. However, you pay more interest overall if you borrow for a longer term.     Fixed or adjustable interest rates. …

| Take the Stress Out of Homebuying

Buying a home should be fun, not stressful. As you look for your dream home, keep in mind these tips for making the process as peaceful as possible.     Find a real estate agent who you connect with. Home buying is not only a big financial commitment, but also an emotional one. It’s critical that the REALTOR® you chose is …

8 Reasons Why You Should Work With a REALTOR

Not all real estate practitioners are REALTORS®. The term REALTOR® is a registered trademark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION of REALTORS® and subscribes to its strict Code of Ethics. Here's why it pays to work with a REALTOR®.     Navigate a complicated process. Buying or selling a home usually requires disclosure …

What your home is really worth

When it comes to assessing a home's value, real estate agents and homeowners tend to be an optimistic bunch. In the post-bust world, appraisers are a different story. They have to predict a realistic value for your home that the bank can use to extend credit to a borrower — and that number can make or break your sale or …

5 questions every buyer should ask their agent

In this day and age, one can easily get educated about homebuying online, on your couch and in your pajamas — and while watching "House Hunters International," no less! Yet there are still nuances and insights on the process that are best communicated one to one, from a human professional who has been through this process dozens or hundreds of …

Today’s market exaggerating location factor

It has long been thought that if you buy in the right location, the value of your home will increase more during good markets and fall less during down markets than it would if you bought in a less coveted area. But choosing a desirable location in which to buy doesn't guarantee the value of your home will never fall. …

9 Unconventional Ways to Improve Your Home

Conventional wisdom, as it relates to houses, is often too much convention and not enough wisdom. Every year, somebody publishes a list of which conventional home improvements will give you the best (or the worst) return on your remodeling investment. Remodel a bathroom. Replace your siding. Don’t build a swimming pool. Paint everything neutral colors.If “return on investment” (ROI) is …

Why You Should Refinance Your Mortgage Now: 5 Good Reasons

Why You Should Refinance Your Mortgage Now: 5 Good Reasons (ARA)- In this troublesome economy, there are five particular situations where it can make sense to refinance. Just remember to always know what your financial goals are, so that you can make the best decision for you and your family. The first opportunity is refinancing from an Adjustable Rate Mortgage …