Homeowner’s Insurance Basics

Homeowners insurance exists because a home is a huge investment, often one of the largest purchases many people make in their lifetimes. Naturally, people want to protect the value of their precious property. Homeowners insurance is a contract between a homeowner and an insurance company. As long as the owner pays the required premiums and meets the other policy requirements, …

Finding the Right Home for Growing Families

By News-Leader For a growing family, real estate is not a short term proposition. When choosing a new home, it’s important to find the best investment form both a lifestyle and financial perspective so the home can continue to meet your needs at multiple stages of your family’s growth. Before you hit the ground on you housing hunt, map out …

7 Items To Provide your Lender with in Buying a Home.

So you have spent the last few years building up your credit score and saving money to purchase your first, maybe second home. Well with interest rates at a 15 year low at 3.65% with good credit and 5-10% down, plus home values less than they were 5 years ago, you are able to get more for your money in …

Interesting Facts About Recycling to Keep in Mind

In the past couple years, "green" building has evolved. Houses are more frequently equipped with energy-saving appliances and made of recycled products. This change has led to more environmentally friendly homes. Here are 11 interesting facts about recycling to keep in mind: The average American uses 650 pounds of paper each year. Americans use 2.5 million plastic bottles every hour. …

The Four C’s of Home Clean-Up

When figuring out how to prep your home for sale, sellers, let the four C’s of staging be your guide: clean, clutter-free, colorful, and creative. Clean: Using natural cleaners to get the house ready is better for people with allergies and creates less harmful chemical waste. Clutter-Free: Box up personal items such as photos and collectibles and instead show off …

Put a little in, get a lot more out

Having trouble selling your home? Maybe you should consider a remodeling project. Optimizing the use of space in your home will not only attract buyers but also give you a greater return as well. Out of all the remodeling projects you could pursue, try looking into one of these top five returns: Project Cost Resale Value % of Cost Recouped …